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LAUNCH FUND

$5K - $25K

Start-up, newly established business less than 18 months in operation

INTEREST RATE

4 point below WSJ Prime or 4.5%

FEES

$150 application fee and 3% origination fee

TERM

1 – 3 years

PRE-PAYMENT PENALTY

NONE

COLLATERAL

UCC lien on business assets

PERSONAL GUARANTEES

Must be provided by individual with 20% or more ownership

HOW THE LOAN
 IS EVALUATED

The project must be financially feasible and have a well-thought-out business plan business. Three-year financial projections required.

LOAN PURPOSE

  • Working capital, inventory
  • Machinery, equipment, furniture, fixtures
  • Supplies, leasehold improvements, and minor building renovations
  • Mobilization dollars to execute on contract

ADDITIONAL REQUIREMENTS


Completion or Waiver of the Access to Capital Bootcamp (A2C)

Credit score of 580; however, 620 is desirable

No bankruptcies or repossessions in the last 3 years

TALK TO OUR LOAN ASSOCIATE

Last year, Palm Beach County Black Business Investment
Corporation rebranded as InclusiFi!

We're excited to continue serving entrepreneurs and small business owners under our new name and refreshed brand.

Please update your bookmarks and visit our new website for the latest resources, workshops, loan programs, and announcements.

👉 Visit Our New Website: www.inclusifi.org

Thank you for growing with us—we look forward to supporting your business journey as InclusiFi!